Smart Money Community

Why A Dollar Saved Is Not A Dollar Earned

In this episode, we break down the common misconception of "saving money" and why it’s actually costing you more than you realize.
 
Mike is a financial coach and educator who has helped thousands of individuals break free from debt, build wealth, and develop the habits and mindset needed for financial freedom. With years of experience and proven strategies, Mike is on a mission to empower others to make smarter financial decisions and create a life of abundance.
 
Resources & Links:💡 Learn how Visa is helping me build my million-dollar portfolio: https://watch.moneycoachmike.com/s/Fodr07
 
If you enjoyed this episode, don’t forget to subscribe, rate, and leave a review. Let’s change the way we think about money together!

Should I Invest in U.S. Stocks?

In this episode, I tackle one of the most common questions I receive: "Should I invest in U.S. stocks?"
Join me as I break down why the vision of a country, its economic environment, and its history are critical factors in determining whether now is the right time to invest in the stock market. We’ll explore how these elements shape market opportunities and long-term potential, giving you a clear framework to make informed decisions about your investment strategy.
Ready to Grow Wealth?
3 Ways ISA Is Building My Wealth Like a Silent Partner: [https://watch.moneycoachmike.com/s/Fodr07]
The Carney Method: How to Ethically Grow a Million-Dollar Portfolio and Pay Zero Taxes: [https://watch.moneycoachmike.com/s/RG4JOg]
Wealth Strategy Call: [www.MoneyCoachMike.com/call]
About Money Coach Mike:
Mike is a seasoned financial coach with a mission to help individuals and families crush debt, master their money, and build generational wealth. Having personally paid off over $80,000 in debt, Mike’s clients have collectively paid off over $1 million in the last 12 months and his investing clients have crushed stock market returns. Through his proven strategies and faith-based approach, Mike empowers people to achieve financial freedom and live the life they’ve always dreamed of.

Should You Really Sell in May and Go Away?

Join me as we take a look at the stock market returns in May and see if the old adage really rings true. 
 
Interested in getting coached up in your investment game? www.MoneyCoachMike.com/call
 
About Mike
Mike is a certified financial coach with years of experience helping people get out of debt and build real wealth. His mission is to empower everyday people with practical money strategies and the confidence to take control of their financial future.

Negotiating With Creditors

Struggling with debt? In this episode, we break down the step-by-step process of negotiating with debt collectors—including real strategies you can use to reduce your balances by up to 50%. Learn what to say, what to avoid, and how to protect your rights while working toward financial freedom.
Links Mentioned:
📞 Book a debt consultation call here
💬 Join our Smart Money Community Facebook group
About Mike
Mike is a certified financial coach with years of experience helping people get out of debt and build real wealth. His mission is to empower everyday people with practical money strategies and the confidence to take control of their financial future.

Debt Solutions for Canadians

n this episode, we’re diving deep into debt solutions for Canadians and covering some crucial topics, including:
💸 Why even small amounts of debt can cost you millions over time.📉 What steps to take if you’re currently carrying debt.🚨 How to handle things if you can’t make your monthly payments.
If you’re ready to tackle your debt and start building a brighter financial future, this episode is for you!
🎥 Prefer to watch? Check out the full video on YouTube here: https://youtu.be/DAUVMhrILzM.
💬 Want to explore the options we discuss in this episode? Book a free Breakthrough Call and get personalized support to move forward with your finances. Schedule your call here: www.MoneyCoachMike.com/call.

When Should I Use My Emergency Fund?

When Should You Use Your Emergency Fund?
In this episode, we’re diving into one of the most important tools for financial stability: your emergency fund. We’ll discuss when it’s appropriate to use it, how to avoid common mistakes, and why having clear guidelines can help you stay financially secure during unexpected situations.
Ready to level up your financial game?💡 Join the SMA Membership for expert coaching, proven strategies, and a supportive community to help you become debt-free and build lasting wealth: SMA Membership.
🎓 Don’t miss our FREE training on The 5 Practices to Becoming Debt-Free for Good: Watch Now.
Let’s take the next step in building your financial freedom together!

Oh no the stock market is in free fall, now what?

The stock markets are in free fall, and it’s easy to feel panicked—so, what should you do now? In this episode, we break down exactly how to navigate market crashes without losing your cool. You’ll learn:
Why market dips are not the end of the world.
The biggest mistakes people make during a downturn (and how to avoid them).
Proven strategies to protect your wealth and even find opportunities in the chaos.
If you’re feeling uncertain about what’s next, don’t worry—we’ve got you covered. Tune in and discover how to stay calm, stay focused, and make smart moves during turbulent times!
Listen now and take control of your financial future.

Housing Crisis to Housing Hope: Why Your Kids Will Actually Afford Better Homes Than We Did

In this revealing episode, I tackle the housing anxiety that keeps parents up at night: "Will my kids ever afford a home of their own?" While today's housing market looks bleak, I share why technological innovations and market shifts are creating a surprising future where the next generation may actually enjoy better, more affordable housing options than we did.
I break down the emerging trends that will reshape home ownership, plus practical strategies you can implement today to set your children up for real estate success in the next 10-20 years. From smart savings plans to teaching financial literacy early, these are the tools your family needs to beat the housing crisis.
If you're worried about your children's financial future, this episode offers both hope and actionable steps to ensure they don't miss out on the American dream of home ownership.
🏠 FREE TRAINING: Discover "How Visa is Paying Me Like a Silent Partner" and learn powerful wealth-building strategies: https://watch.moneycoachmike.com/s/Fodr07

The Financial Lessons School Never Taught You: 3 Money Truths That Can Change Everything

In this eye-opening episode, I reveal the crucial financial lessons that were mysteriously absent from our education. Despite spending thousands of hours in classrooms, most of us graduated without understanding the fundamentals of building wealth.
I break down the three essential money truths I wish my teachers had shared - principles that would have completely transformed my financial journey and saved me years of costly mistakes. Whether you're struggling with debt, trying to build wealth, or simply want to gain financial confidence, these revelations will shift your perspective on money management forever.
Discover why traditional education failed us on financial literacy and learn the practical strategies that actually work in the real world. This isn't theoretical advice - these are the exact principles I've used to transform my own finances and help countless clients achieve true financial freedom.
Don't miss this chance to learn what school never taught you about money!
 
Want to watch this on Youtube? https://youtu.be/5uemrpSUotU?si=I5UwWwa_6zCCCoQa
#FinancialFreedom #MoneyMindset #WealthBuilding

Trump. Tariffs. WHat's next for the stock market?

History repeats itself in unexpected ways. In this episode, I break down the eerie similarities between today's market reactions to Trump's tariff announcements and what we witnessed during his first term. The headlines feel like déjà vu, the market volatility mirrors past patterns, and investor anxiety is at familiar levels.
But what if the conventional wisdom is missing something crucial? I'll analyze the historical patterns that most financial media is overlooking and explore potential scenarios that could unfold in the coming months. Whether you're concerned about your portfolio or looking for opportunities, this episode provides the historical context you need to make informed decisions amid the noise.
Join me as I separate market facts from political fiction and reveal what history suggests might be next for your investments. The road ahead may surprise you.
 
Want to watch this video live? https://youtu.be/RVTkIwTL8Qk?si=ETwRwgNHQ3JE2EY6